Live Rates
BoE Base3.75%
Nationwide2yr Fix3.59% 0.04£999 fee
NatWest2yr Fix3.70%£1,495 fee
Barclays2yr Fix3.70% 0.05£899 fee
HSBC2yr Fix3.76%£999 fee
HSBC5yr Fix3.88%£999 fee
NatWest5yr Fix3.85%£1,495 fee
Barclays5yr Fix4.00% 0.10£899 fee
Nationwide5yr Fix4.04% 0.03£999 fee
Nationwide2yr Fix3.59% 0.04£999 fee
NatWest2yr Fix3.70%£1,495 fee
Barclays2yr Fix3.70% 0.05£899 fee
HSBC2yr Fix3.76%£999 fee
HSBC5yr Fix3.88%£999 fee
NatWest5yr Fix3.85%£1,495 fee
Barclays5yr Fix4.00% 0.10£899 fee
Nationwide5yr Fix4.04% 0.03£999 fee
Nationwide2yr Fix3.59% 0.04£999 fee
NatWest2yr Fix3.70%£1,495 fee
Barclays2yr Fix3.70% 0.05£899 fee
HSBC2yr Fix3.76%£999 fee
HSBC5yr Fix3.88%£999 fee
NatWest5yr Fix3.85%£1,495 fee
Barclays5yr Fix4.00% 0.10£899 fee
Nationwide5yr Fix4.04% 0.03£999 fee
AVG 2YR4.53%
AVG 5YR4.94%
--:--:--60% LTV · Feb 2026

Who We Are

About Option Estates

A modern, forward-thinking estate agency based in Derbyshire, serving Derby, Chesterfield, Matlock, and the surrounding area. We combine local market expertise with cutting-edge technology to deliver exceptional results.

Our Story

Built on trust, driven by results

At Option Estates, we're proud to be a modern, forward-thinking estate agency based in Derbyshire. We serve Derby, Chesterfield, Matlock, and the surrounding Derbyshire area with a professional, personal approach to every property transaction.

We combine local market expertise with exceptional customer service to ensure smooth, stress-free transactions. Our team takes the time to understand your individual circumstances and tailor our approach to meet your specific needs.

As a true one-stop shop, we go beyond traditional estate agency. Whether you need help selling your home, finding the right mortgage through our partner Option Finance, arranging conveyancing from our panel of 150 solicitors, or securing building and contents insurance, everything is managed in one place by people you know and trust.

Modern property in Derbyshire

Your property, our priority. We treat every sale, purchase, and letting as if it were our own, ensuring you receive the care and attention you deserve.

Our Mission

Making property simple

For Sellers

To achieve the best possible price for your property through expert marketing, professional presentation, and skilled negotiation — all at a fair and transparent fee of just 0.7% (minimum £1,500, no VAT).

For Landlords

To provide a fully managed lettings service that maximises rental income while minimising hassle — with an 8% management fee, £250 tenant find, and a modern toolkit including CRM portal, client app, and rent collection.

What Drives Us

Our values

Everything we do is built on four core principles that set us apart.

Integrity

Honest, transparent advice at every stage. We tell you what you need to hear, not just what you want to hear — because trust is the foundation of everything we do.

Customer Focus

Every client gets a named point of contact who understands their goals. We tailor our approach to your individual circumstances and keep you informed at every step.

Expertise

Deep knowledge of the Derbyshire property market — from pricing trends and school catchments to planning developments and local amenities that affect value.

Innovation

We combine traditional estate agency with modern technology: 360 virtual tours, professional photography, social media marketing, and a dedicated client app.

Why Choose Us

Modern tools, personal service

We're an independent agency — that means personalised, flexible service backed by modern technology to get you the best results.

360 Virtual Tours

Immersive property walkthroughs that let buyers and tenants explore from anywhere

Professional Photography

High-quality images that showcase your property at its absolute best

Social Media Marketing

Targeted campaigns across Facebook, Instagram, and TikTok to reach active buyers

Client App

Real-time updates on viewings, offers, and progress — right in your pocket

Landlord CRM Portal

Full visibility over your lettings portfolio, maintenance, and finances

Professional Floor Plans

Detailed, accurate floor plans that help buyers visualise the space

5,000+

Properties Sold

0.7%

Sales Fee

5★

Customer Rating

24hr

Response Time

Trusted & Regulated

Your money is protected

Client Money Protect Property Redress Scheme The Property Ombudsman Rightmove Zoopla

Let's Talk

Ready to start your property journey?

Whether you're looking to buy, sell, let, or need advice on mortgages and insurance, our team is ready to help. Get in touch today and discover why clients across Derbyshire trust Option Estates.